1. Introduction
Welcome to Calm Stream Hub. By accessing or using our website, you agree to comply with these Terms of Use. These terms outline your rights, responsibilities, and limitations while using our services. Please read them carefully before proceeding. If you do not agree with any part of these terms, you must not use our website or related services.
2. Acceptance of Terms
By visiting our platform, creating an account, or engaging with our services, you acknowledge that you have read, understood, and accepted these Terms of Use. Calm Stream Hub reserves the right to update or modify these terms at any time. Any changes will take effect immediately upon publication on this website.
3. Eligibility
Our services are available only to individuals who are at least 18 years old. By using the site, you confirm that you meet this requirement.
4. Use of Services
Calm Stream Hub provides educational content and mentorship programs designed for learning and personal development. You agree to use these services solely for lawful and personal purposes. You may not copy, resell, distribute, or modify any material from the platform without prior written consent from Calm Stream Hub.
5. Account Responsibility
When creating an account, you are responsible for maintaining the confidentiality of your login information and for all actions performed under your account. Calm Stream Hub is not liable for any loss or damage caused by unauthorized use of your account.
6. Intellectual Property Rights
All materials available on Calm Stream Hub, including text, graphics, design, and logos, are owned or licensed by the company. Unauthorized use of any intellectual property is strictly prohibited.
7. Limitation of Liability
Calm Stream Hub strives to provide accurate and helpful information. However, we do not guarantee that all content will always be error-free or continuously available. Under no circumstances shall Calm Stream Hub or its affiliates be liable for any indirect, incidental, or consequential damages arising from your use of the website or services.
8. Privacy and Data Protection
Your privacy is important to us. By using the website, you consent to the collection and use of personal information as described in our Privacy Policy. We take all reasonable measures to protect your data against unauthorized access and misuse.
9. Service Disclaimer
Our educational materials, courses, and mentorship programs are designed for informational and learning purposes only. Calm Stream Hub does not provide financial, legal, or professional advice. Results may vary depending on personal circumstances, effort, and commitment. We encourage all users to make independent decisions based on their own research and judgment.
10. Refund Policy
Calm Stream Hub aims to ensure satisfaction with all educational products and services. However, due to the digital and personalized nature of our offerings, refunds are generally not provided once access to a course, mentorship, or membership has been granted. Exceptions may be made in cases of technical errors or duplicate payments. Any refund requests must be submitted within 7 days of purchase to our support team at support@calmstreamup.com. Each request will be reviewed individually to ensure fairness and transparency.
11. Termination of Access
Calm Stream Hub reserves the right to suspend or terminate any user account that violates these Terms of Use or engages in unauthorized or harmful activity.
12. Governing Law
These Terms of Use are governed by the laws of Switzerland. Any disputes arising from or related to these terms shall be resolved through the competent courts of Switzerland.
13. Contact Information
For any questions, concerns, or inquiries regarding these Terms of Use, please contact us at:
support@calmstreamup.com
14. Final Provisions
By continuing to use Calm Stream Hub, you confirm that you have read and understood all the above terms. These terms represent the entire agreement between you and Calm Stream Hub regarding your use of the website and its services.